New plan year begins on July 1
On July 1, 2025, our FY26 plan year will begin. Review the information below to get
an overview of the first few weeks of our FY26 plan year. If there are any questions
on your benefits during this time, please reach out to us at ua-benefits@alaska.edu or (907) 450-8242.
NEW - Flexible Spending and Health Savings Account section added for July 15th newsletter!
NEW for July 15 newsletter
Medical, Dental, and Vision Plan Information
- The FY26 plan year will run from July 1, 2025 - June 30, 2026
- All FY26 Open Enrollment plan changes that were submitted this past April will be delivered and processed by Premera during the first two weeks of July
- New cards will be mailed to all members from Premera in mid-July after they have processed all Open Enrollment data
- Deductibles and out-of-pocket maximums for all plans will reset on July 1, 2025
- Changes can only be made during the plan year if you experience a Life Event and submit a form to change coverage or dependents within 30 days of the life event
- If you are unsure what plan you are enrolled in for FY26, follow the steps below:
- Log into
- Click on the "Benefits" drop down > "Current Summary"
- Select the "7/1/2025" date from the drop down
- "Select"
- Review benefits
- All medical, dental, and vision plan updates have been made to their respective websites where you can find the FY26 Enrollment Guide, all SBCs, and additional information for each plan
- If changes were made to your plans, the new biweekly premiums will begin with the paycheck delivered on July 25
New Copay Plan
Before we get into the details of the new Copay plan, it is important to know the
difference between two insurance words:
Definitions
(1) Coinsurance
This is a percentage that you pay toward a service - typically 20%. Our Premium medical
and HDHP have coinsurance. This requires you to meet your deductible first and pay
for all services up to the deductible before coinsurance begins to pay. After the
deductible is met, you will cover 20% of all services and insurance will cover 80%.
This continues until you reach the out-of-pocket maximum for the year or when the
plan year starts over.
(2) Copay
This is a flat amount that is paid up front for specific services. You do not need
to meet your deductible to access Copays, Copays do not count toward the deductible.
小优视频's NEW! Copay Medical
The new Copay medical plan has the following copays:
- $40 flat payment to see a primary care physician (PCP)
- $60 flat payment to see a Specialist
- $75 flat payment to go to Urgent Care
Compatibility
The Copay plan is compatible with the premium dental, basic dental, and our vision
plans. It is also compatible with the Health Care and Dependent Care Flexible Spending
Accounts (FSA)s. More information on our FSA offerings can be found here. It is not compatible with the Health Savings Account (HSA) or the Limited Purpose
FSA.
TouchCare
If you are unsure if the Copay plan is the right move for you, contact TouchCare.
They are your patient advocacy partner and will help you make the best plan choice
for you and your family.
Preventive Visits
As always, preventive visits and medications are covered in full at no cost to you.
Be sure to get your annual wellness visit each year.
Updates to Premiums, Deductibles, and Out-of-pocket max
There are changes to the biweekly premiums, deductibles, and out of pocket maximums for both Premium and HDHP. The Copay plan is new as of July 1, 2025. There are no changes to the dental and vision plans.
Premium plan
Biweekly premium:
- $137.85 employee
- $297.82 employee+spouse
- $213.05 employee+children
- $385.01 employee+family
Deductible:
- $800 individual
- $2,400 family
Out-of-pocket Maximum:
- $4,250 individual
- $9,250 family
Biweekly Premium
- $150.61 employee
- $325.40 employee+spouse
- $232.78 employee+children
- $420.66 employee+family
Deductible:
- $1,400 individual
- $4,200 family
Out-of-pocket Maximum:
- $5,500 individual
- $10,000 family
NEW! Copay plan
New plan as of July 1, 2025.
Biweekly Premium
- $54.38 employee
- $116.02 employee+spouse
- $80.34 employee+children
- $146.27 employee+family
Copays:
Copays do not count toward the deductible.
- $40 to see a primary care physician (PCP)
- $60 to see a specialist
- $75 to go to urgent care
Deductible:
- $4,000 individual
- $8,000 family
Out-of-pocket Maximum:
- $6,000 individual
- $12,000 family
HDHP
Biweekly premium:
- $64.39 employee
- $135.82 employee+spouse
- $91.93 employee+children
- $166.43 employee+family
Deductible:
- $1,600 individual
- $3,200 family
Out-of-pocket Maximum:
- $5,000 individual
- $6,850 family
Biweekly Premium
- $72.19 employee
- $152.28 employee+spouse
- $103.07 employee+children
- $186.59 employee+family
Deductible:
- $2,200 individual
- $4,400 family
Out-of-pocket Maximum:
- $6,000 individual
- $8,150 family
Outpatient Rehabilitation Management Program (eviCore)
Premera Blue Cross Blue Shield of Alaska is dedicated to helping our members get the best care they need. Beginning July 1, 2025, an Outpatient Rehabilitation Management Program through eviCore will be available on all 小优视频 Choice Medical Plans to help members get the right care for their condition, avoiding unnecessary treatments and costs. Review eviCore's flyer for more information.
- Employees transitioning between two different plans in FY25 and FY26 should continue to use their current card/member ID until they receive their new card(s) in the mail
- If you are adding a new dependent and they have a medical or dental appointment between July 1 and July 9, please email ua-benefits@alaska.edu to request priority enrollment
- Any appointments on or after July 1 will be processed in accordance with your new plan; for those transitioning to the Copay plan, this may mean that you receive a bill in the mail for the Copay portion of your appointment if your appointment is from July 1 - July 12
- If you receive a bill at a later date and there are between billing and your plan, please reach out to TouchCare and they will ensure that your appointment is reprocessed properly
- If you have a medical or dental appointment between July 1 and July 9, please email ua-benefits@alaska.edu to request a priority enrollment
Wellness Plan Information
If you need to report a point for the previous plan year, please reach out directly to ua-benefits@alaska.edu
- The wellness plan year follows our medical plan year and our FY26 wellness plan year will start on July 1, 2025
- The FY26 wellness plan year will run from July 1, 2025 - June 30, 2026
- If you need to report a point for the previous plan year, please reach out directly to ua-benefits@alaska.edu
- Employees need to complete 8 points to be eligible for the rebate: 2 required and 6 additional
- Points must be earned on or before June 30, 2025
- If you need to report a point for the previous plan year, please reach out directly to ua-benefits@alaska.edu
- The FY25 rebate will be paid out in November of 2025 to those who met all the rebate qualifications
- The FY25 rebate is for the plan year July 1, 2024 - June 30, 2025
- To view prior year points, scroll to the bottom of this section of our wellness webpage and follow the directions located under "Prior Year Points." If there are 8 points
listed here, you have completed the program and are scheduled to receive a rebate
in November.
- If you need to report a point for the previous plan year, please reach out directly to ua-benefits@alaska.edu
- Updates to Teladoc (formerly Livongo) portion of the wellness plan to encourage Teladoc participation throughout the year by measuring 10 times over
the course of 10 weeks
- Remember - Teladoc is a free program offered to help with pre-diabetes, diabetes, hypertension, and weight management. This program is offered to members on a 小优视频 Choice medical plan who meet the medical qualifications to participate. Reach out to Teladoc to check your eligibility today.
- Updates to the telephonic coaching
- Complete 3 coaching sessions to earn 1 point; maximum earn of 2 points
- Complete Registration - Lifetime point
- This point can only be earned 1 time during a members first year in the program. It is not possible to earn this point more than once.
- Employees need to complete 8 points to be eligible for the rebate: 2 required and 6 additional
- Points must be earned on or before June 30, 2026
- If you need to report a point for the previous plan year, please reach out directly to ua-benefits@alaska.edu
- The FY26 rebate will be paid out in November of 2026 to those who met all the rebate qualifications
- The FY26 rebate is for the plan year July 1, 2025 - June 30, 2026
Flexible Spending and Health Savings Account Information
Information below added for July 15 newsletter
- Flexible Spending Accounts (FSA) and Health Savings Account (HSA) updates that you made during Open Enrollment are now live
- ASIFlex manages all of our FSAs
- Bank of America manages all of our HSAs
- You cannot use any of these funds on a Financially Interdependent Partner (FIP) or
a FIP child
- Only tax dependent children and married spouses have access to these funds
- There are three FSAs
- Health Care
- Limited Purpose (for dental and vision only)
- Dependent Care (for daycare charges for children under the age of 13)
- You can have these FSAs with any medical plan
- You cannot have a Health Care FSA and HSA at the same time
- You cannot have a Health Care FSA and Limited Purpose FSA at the same time
- You can have a Limited Purpose FSA and an HSA at the same time
- You can have a Dependent Care FSA with any accounts; there are no restrictions here as long as you have an eligible child at home
- Heath care and Limited Purpose have the full amount that you requested for FY26 available for you to use today
- If you requested $2,000 for a Health Care FSA, you have the full $2,000 available to you now even though you have not made $2,000 worth of deductions yet for this plan year
- This means you can spend more that you have currently contributed up to your requested amount for the plan year
- Dependent care will have funds available as they are deposited into the account
- You will only have available to spend the funds that you have contributed to this account via payroll deduction
- All FSAs are use-it-or-lose it
- Funds must be used between now and June 30, 2026 as long as you remain an eligible employee
- If you separate from employment, you have until the end of the pay period in which you separate to use funds from these accounts
- Debit cards are automatically mailed out for Health Care and Limited Purpose FSAs
- HSAs must be paired with a qualifying plan
- At 小优视频, our qualifying plan is the medical HDHP
- You can have any dental and/or vision plan you want with an HSA; only the medical must be a qualified plan
- If you are new to an HSA, you will receive a welcome packet in the mail. This must be completed in order for your account to be open and for deposits to be made.
- You can start, stop, or change your HSA at any time during the plan year as long as
you are eligible
- Be careful when confirming your eligibility as a spouse may preclude you from having an HSA if they are in an ineligible plan
Emailed via benefits newsletter on 6/30/2025, 7/15/2025.
Contact Benefits: (907) 450-8242 | ua-benefits@alaska.edu | schedule one-on-one time