Life Insurance

Accidental Death & Dismemberment

Accidental Death and Dismemberment provides financial benefits for loss of life, limbs, or eyes as a result of bodily injury in an accident.

The full benefit amount for an employee is $300,000. If you should die while you are covered under this plan, within one year of the accident, the full benefit will be paid to the beneficiary you have designated. Preview a brief summary of our AD&D Insurance Benefit and How to Choose a Beneficiary to help you get started.  For full explanation of coverage view the Accidental Death and Dismemberment Certificate.

All regular full-time or regular part-time employees are eligible.  Spouses/Financially Interdependent Partners (FIPs) and dependents become eligible when the employee enrolls in family coverage.

 

New employees are eligible to enroll within 30 days of their start date. The AD&D option is available on the .

Current employees are eligible to enroll or make changes within 30 days of a life event. The AD&D option is available on the .

All benefit-eligible employees can enroll or change their AD&D each year during open enrollment. A form for changes during Open Enrollment will be provided at that time. 

The benefits will be paid to the beneficiary you name on the . You may change your beneficiary at any time by completing a new form.

Bi-weekly rates are based on the amount of coverage selected (employee only or family). Payments are post-tax and made through biweekly payroll deductions. 

Coverage Type Bi-weekly Annual Cost
Employee Only $2.64 $68.40
Employee + Family $5.27 $136.80
  • Every employee is on a 26 pay period (12 month) deduction schedule for their benefits
  • Employees who work less than 26 pay periods in a fiscal year (9, 10, and 11-month employees) will accrue arrears on missed deductions during the time they are off-contract or otherwise experiencing leave without pay
  • Any missed deductions will result in an arrears payment of 40% of the biweekly amount until the arrears balance is paid.
  • More information on arrears can be found under our Medical page FAQ.

Viewing the Arrears Balance
Employees can view arrears balance at any time on  by clicking on "Employee Service" > "Benefits & Deductions" > "Arrears Balance."

If an AD&D claim needs to be filed, please contact the benefits team at ua-benefits@alaska.edu. The claim will be initiated through the benefits department and routed through Securian for review and next-steps.