Supplemental Life Insurance
Employees may purchase Supplemental Life Insurance to enhance the СÓÅÊÓÆµ Paid Basic Life Insurance. Employees may also enroll their spouse/FIP and/or child(ren). Preview a brief summary of our Life Insurance Benefit options to help you get started.
Employees can enroll themselves, their spouse/FIP, or their children within their first 30 days of employment, during open enrollment, or within 30 days of a life event. ​If Evidence of Insurability (EOI) is needed, please review the Electronic Evidence of Insurability Form.
New benefit-eligible employees can enroll within 30 days of their start date. The Supplemental Life Insurance option is available on the .
Current benefit-eligible employees can enroll or increase their coverage during open enrollment or within 30 days of a life event.
The Life Event form allows you to make updates to these coverages . The open enrollment form is provided each year during open enrollment.
New benefit-eligible employees can enroll their spouse/FIP and/or Child(ren) in Supplemental Life Insurance within 30 days of their start date. The Supplemental Life Insurance option is available on the .​
You do not need to be enrolled in employee Supplemental Life to enroll your spouse/FIP and/or child(ren). You can choose to enroll just these dependents without employee Supplemental Life Coverage.
Guaranteed Issue (under 65): $50,000
Guaranteed Issue (over 65): $20,000
You can elect to enroll in $10,000 increments up to a maximum of $150,000.
Current benefit-eligible employees can enroll or increase their coverage during open enrollment or within 30 days of a life event.
The Life Event form allows you to make updates to these coverages . The open enrollment form is provided each year during open enrollment.
You do not need to be enrolled in employee Supplemental Life to enroll your spouse/FIP and/or child(ren). You can choose to enroll just these dependents without employee Supplemental Life Coverage.
Guaranteed Issue (under 65): $50,000
Guaranteed Issue (over 65): $20,000
You can elect to enroll in $10,000 increments up to a maximum of $150,000.
The beneficiary for employee coverage must be designated by the employee through the . You may change your beneficiary at any time by completing a new form.
The beneficiary for spouse/FIP and/or Child(ren) coverage is the employee. This cannot be changed.
Bi-weekly rates are based on the amount of Supplemental Life Insurance selected and the age of the covered person as of July 1 each year. Check the current fiscal year rates in our Enrollment Guide or contact the benefits team at ua-benefits@alaska.edu. Payments are post-tax and made through bi-weekly payroll deductions.
- Every employee is on a 26 pay period (12 month) deduction schedule for their benefits
- Employees who work less than 26 pay periods in a fiscal year (9, 10, and 11-month employees) will accrue arrears on missed deductions during the time they are off-contract or otherwise experiencing leave without pay
- Any missed deductions will result in an arrears payment of 40% of the biweekly amount until the arrears balance is paid.
- More information on arrears can be found under our Medical page FAQ.
Viewing the Arrears Balance
Employees can view arrears balance at any time on by clicking on "Employee Service" > "Benefits & Deductions" > "Arrears Balance."
If a life insurance claim needs to be filed, please contact the benefits team at ua-benefits@alaska.edu. The claim will be initiated through the benefits department and routed through Securian for review and next-steps.